
Today I had an epiphany. I'm sure you've heard the old adage, "Money Isn't Everything." It seems I've heard that message from movies and music and people in general over and over since I was little. As a result, I subconsciously decided that it didn't matter if I had money or not, and that too much preoccupation with it would mean I was selfish and worldly. Saving and planning for the future would take care of itself when it was meant to be.
Well, I moved out of my parents house 8 years ago and I've learned some very hard financial lessons since being on my own and married. Some of the best ones:
-Avoid unnecessary debt like the plague
-Save for rainy days (because they ALWAYS come)
-ALWAYS HAVE HEALTH & DENTAL INSURANCE (doing so could save you THOUSANDS of dollars and years of monthly payments. you may think you'll be one of the lucky ones who never needs it, but you chances are you won't be)
And my personal fav:
-Don't buy a house you can't afford just because of the killer incentives like 0 money down and a 40" plasma TV
Faith without works is dead. Money won't just come your way because you think or hope it will. It takes work and planning and discipline. The way you manage your money greatly affects your family's quality of life and level of stress, your opportunities for education, and your ability to serve others. Sure, money isn't everything, but for our children's sake we should add-- it's still VERY IMPORTANT.
P.S. And that other one, "Money is the root of all evil." Maybe for some. But it's actually a great tool when used properly.